The More You Know

The More You Know the Better It Works!

If you are wondering about things like:

  • What can I do to cut my health insurance costs?
  • How can I get the most out of employee benefits?

…we have compiled a few reports, videos and articles to help answer some of your questions. The more we all know to more we can help each other maintain the best health insurance and employee benefit packages and still maintain budgets and future costs.

Cutting the Noose: Cutting Yourself Loose from the Chokehold of Benefit Costs

This ten page report will show you several of the top ways to not only cut your benefit costs now but over the long term. Based on a survey completed in 2011 by the Society for Human Resource Management (SHRM), plus our own experience and tactics, Cutting the Noose (eBook download link) will explain that while benefit costs will probably always rise you can develop a strategy to get the most and control costs. Be pro-active regarding one of your highest fixed costs in business!

How Can You Get the Most Out of Your Health Insurance?

Rising health insurance claims as our society ages, advanced technology and new prescription drugs have taken a toll on insurance premiums and predictability for the future. In the meantime, however, insurance companies have joined with you in trying to build into their own plans and costs some ways of long term savings which do influence your renewal rates. One of the most effective ways to help all of us is to use wellness initiatives. For every $1 in wellness spent employers see a savings of $3 in indirect savings. For every $1 spent there is a $6 savings down the road in premiums. This video shows how you can take advantage of your insurance plan’s built-in wellness benefits. Not just for employers but for everyone, this video would be a good introduction to your company’s own wellness initiatives.

Health Reform Hits Main Street

Confused about how the new health reform law really works? This short, animated movie — featuring the “YouToons” — explains the problems with the current health care system, the changes that are happening now, and the big changes coming in 2014. Learn more about how the health reform law will affect the health insurance coverage options for individuals, families and businesses with the interactive feature “Illustrating Health Reform: How Health Insurance Coverage Will Work.